Make your dream of home ownership a reality.
THINK YOU CAN'T AFFORD IT?
Co-ownership is offering help to thousands of people to own their own home and it's easier than you might think.
WHAT IS RENT TO OWN?
Rent to Own may be right for you if you are in work and have a plan to own your home within 3 years. If you are able to pay your rent but can’t currently get a mortgage or Co-Ownership due to debt or other issues, then Rent to Own could be the answer.
WHAT IS CO-OWNERSHIP?
Co-Own is a shared ownership scheme. It works by allowing you to buy a share of your home, between 50% and 90% of the property's total value, depending on what you can afford. You take out a mortgage to the value of your share of the property and pay a rental figure on the rest. Over time you gradually increase the share as you are able to afford it.Co-Ownership website
WHAT IS FAIRSHARE?
FairShare is a shared ownership scheme for Northern Ireland.
FairShare allows homebuyers who cannot afford to buy a property outright, to buy a share of a new-build property directly from a housing association and pay rent on the rest.